Momelie
10-12-2006, 11:13 AM
Hello all!
I really didn't want to have to do this, but due to changes in my DH's insurance which will result in Remicade being a financial impossibility (they are switching it from major medical to pharmaceutical coverage, which has a 6K/year cap), I need to get some type of medical coverage, ASAP.
Our BCBS plan will be closing the loophole on biologics in January, making it necessary to go through their "specialty pharmacy", and subjecting all drugs to the $6,000/year cap. As we all know, that's not going to go very far with any of the biologics, especially Remicade.
Anyway, my rheumy suggested filing for SSDI, and is supportive of it. I called Social Security, and they gave me an appointment for next Friday morning!!! I was amazed at it being that quickly! It certainly doesn't give me much time to prepare and gather records, for sure.
In addition to having to amend a tax return (I've been a self-employed antique dealer up until my hips and hand quit working, and one year I had to take a massive loss when an idiot knocked over a case of carnival glass, and I didn't have the "quarters" for that year), I'm frantically trying to make lists and gather records.
Can anybody tell me exactly what information I need to take with me? What type of lists should I make? Do I need to make a list of things I can't do anymore? Doctors I've seen, with dates? Medications I've tried? Employment records - how far back? Before I was self-employed, I was a legal secretary, do they need to know that?
I'm freaking here - thought I'd have more time! I appreciate any help or insight you could give me!
Thanks,
Deb
I really didn't want to have to do this, but due to changes in my DH's insurance which will result in Remicade being a financial impossibility (they are switching it from major medical to pharmaceutical coverage, which has a 6K/year cap), I need to get some type of medical coverage, ASAP.
Our BCBS plan will be closing the loophole on biologics in January, making it necessary to go through their "specialty pharmacy", and subjecting all drugs to the $6,000/year cap. As we all know, that's not going to go very far with any of the biologics, especially Remicade.
Anyway, my rheumy suggested filing for SSDI, and is supportive of it. I called Social Security, and they gave me an appointment for next Friday morning!!! I was amazed at it being that quickly! It certainly doesn't give me much time to prepare and gather records, for sure.
In addition to having to amend a tax return (I've been a self-employed antique dealer up until my hips and hand quit working, and one year I had to take a massive loss when an idiot knocked over a case of carnival glass, and I didn't have the "quarters" for that year), I'm frantically trying to make lists and gather records.
Can anybody tell me exactly what information I need to take with me? What type of lists should I make? Do I need to make a list of things I can't do anymore? Doctors I've seen, with dates? Medications I've tried? Employment records - how far back? Before I was self-employed, I was a legal secretary, do they need to know that?
I'm freaking here - thought I'd have more time! I appreciate any help or insight you could give me!
Thanks,
Deb